Property & Casualty
Property, General Liability, Umbrella and Inland Marine for:
- Artisan Contractors
- Apartments
- Beauty/Barber
- Contractors – Commercial and Residential
- Convenience Stores
- Day Cares
- Janitorial Services
- Lawn Care / Landscaping
- LRO Exposures
- Mobile Home Dealers / Mobile Home Set Up
- Manufacturing
- Office Buildings
- Vacant Land
- Vacant Commercial Buildings
- Vacant Residential Buildings
Contact an underwriter for additional classes.
Poultry
Commercial Property, Inland Marine, and Business Personal Property (BPP)
*Business personal property ( BPP ) refers to non-real property owned by your business and used specifically in poultry and poultry-related operations. This could include tools, machinery, equipment, and supplies.
Garage
Dealer Classes
Available in AL, AR, GA, KY, LA, MO, MS, OK
Available in AL, AR, GA, KY, LA, MO, MS, OK
- Heavy Truck & Trailer Sales
- Motorcyle & Off Road Vehicle Sales
- Private Passenger Auto Sales
- Recreational Vehicle Sales
- Contractors Equipment Sales
- Emergency Vehicle Sales
- Farm Equipment Sales
- Golf Cart Dealers
- Auto Dealers
- Boat Dealers
- Mono-line Dealers Physical Damage Available
Non-Dealer Classes (included but not limited to)
- Alarm & Stereo Installation
- Auto Repair
- Boat Repairs
- Body Shops
- Car Washes and Detailers
- Oil Change Facilities
- Contractors Equipment Repair
- Emergency Vehicle Repair
- Farm Equipment Repair
- Gasoline Stations with Auto Repair
- Heavy Trucks & Trailer Repair
- Impound and Storage Yards
- Motorcycles & Off Road Vehicle Repair
- Parking Facilities
- Private Passenger Autos Repair
- Recreational Vehicle Repair
- Valet Parking
- Golf Cart Repairs
- Mono-line Garagekeepers
- Boat/RV Storage
- Impound Lots
- Mobile Service
- Windshield Installation/Repair / Window Tinting
- Roadside Assistance
- Upholstery Shops
Scheduled Autos (not available in all states)
Coverages & Limits
| Coverage | Limit |
|---|---|
| Auto Liability | $1,000,000 |
| General Liability (BI & PD) | $1,000,000 |
| Damage to Premises Rented to You | $300,000 |
| Personal & Advertising Injury Liability | $1,000,000 |
| General Liability Aggregate | $3,000,000 |
| Products & Work You Performed Aggregate | $3,000,000 |
| Acts, Errors, & Omissions Aggregate | $50,000 |
| Dealers Physical Damage (per location) | $1,000,000 |
| Maximum per Vehicle | $150,000 |
| False Pretense (per auto) | $150,000 |
| Locations & Ops Medical Payments | $5,000 |
| Auto Medical Payments | $5,000 |
| Hired Auto Liability | $1,000,000 |
| Broad Form Products | $1,000,000 |
| Additional Insureds | $1,000,000 |
| Garagekeepers | $1,000,000 |
| Uninsured / Underinsured Motorists | $1,000,000 |
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Contact an underwriter for additional classes.
Special Events
- Amateur Athletic Events
- Auto Shows
- Dance Recitals
- Festivals
- Family Reunions
- Hole-In-One Events
- Parades
- Pumpkin Patches
- Relay Races
- Wedding Receptions
Contact an underwriter for additional classes.
Professional Liability
- Architects & Engineers
- Directors & Officers Liability (Profit and Non Profit)
- Insurance Agents
- Lawyers Professional
- Medical Professional
- Pharmacy
- Public Officials & Educational
- Real Estate
Contact an underwriter for additional classes.